Author: admindripadvice

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			$20
Maximum purchase			$2,500
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			N/A
Company Web Site			http://www.fouroaksbank.com
Additional Plan Information			Agent Site

Four Oaks Fincorp Inc DRIP Details:
Four Oaks Fincorp Inc is a bank holding company that operates Four Oaks Bank & Trust Company in North Carolina. The Four Oaks Fincorp Dividend Reinvestment Plan offers a poor holding vehicle for your Four Oaks Bank investment as it requires at least 1 share to enroll. For investors who don’t already own Four Oaks Fincorp shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FOFN investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 1 share to enroll
Does not allow stock sales within plan. To sell your stock, you will be issued a stock certificate and will need to transfer to a broker to sell.

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			$25
Maximum purchase			$5,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			N/A
Company Web Site			https://www.myyesbank.com
Additional Plan Information			Agent Site

FNB United Corp DRIP Details:
FNB United Corporation is a bank holding company that operates CommunityONE Bank and Bank of Granite in North Carolina. The FNB United Corporation Dividend Reinvestment Plan offers a poor holding vehicle for your FNB United investment as it requires at least 1 share to enroll. For investors who don’t already own FNB United shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FNBN investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 1 share to enroll
Does not allow stock sales within plan. To sell your stock, you will be issued a stock certificate and will need to transfer to a broker to sell.

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			25 Shares
Purchases
Minimum purchase			$25
Maximum purchase			$1,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			$15.00
Company Web Site			https://www.fsgbank.com
Additional Plan Information			Agent Site

First Security Group Inc DRIP Details:
First Security Group Inc is a bank holding company that operates FSG Bank, Dalton Whitfield Bank, and Jackson Bank & Trust. The First Security Group Dividend Reinvestment Plan offers a poor holding vehicle for your FSG Bank investment as it requires at least 25 shares to enroll. For investors who don’t already own First Security Group shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FSGI investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 25 shares to enroll
Above average stock sales fee

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			N/A
Maximum purchase			N/A
Fees
Account Setup Fee			None
Automatic Investment Fee			N/A
Optional Cash Purchase			N/A
Reinvestment Fee			None
Sale Fee			$15.00
Company Web Site			http://www.firstpactrustbancorp.com
Additional Plan Information			Agent Site

First Pactrust Bancorp Inc DRIP Details:
First Pactrust Bancorp is a unitary thrift holding company that operates Pacific Trust Bank in California. The First Pactrust Bancorp Dividend Reinvestment Plan offers a poor holding vehicle for your Pacific Trust Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First Pactrust Bancorp shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FPTB investment.
Pros:
No account setup fees
No dividend reinvestment fees
Up to 5% discount on shares purchased
Cons:
Requires 1 share to enroll
Does not allow for additional investments in plan beyond dividend reinvestments

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			N/A
Maximum purchase			N/A
Fees
Account Setup Fee			None
Automatic Investment Fee			N/A
Optional Cash Purchase			N/A
Reinvestment Fee			None
Sale Fee			Varies
Company Web Site			http://www.firstbank-va.com
Additional Plan Information			Agent Site

First National Corporation DRIP Details:
First National Corporation is a bank holding company that operates First Bank in Virginia. The First National Corporation Dividend Reinvestment Plan offers a poor holding vehicle for your First Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First National Corporation shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FXNC investment.
Pros:
No account setup fees
No dividend reinvestment fees
Cons:
Requires 1 share to enroll
Does not allow for additional investments in plan beyond dividend reinvestments

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			$100
Maximum purchase			$50,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			$10.00
Company Web Site			https://www.fncb.com
Additional Plan Information			Agent Site

First National Community Bancorp Inc DRIP Details:
First National Community Bancorp Inc is a bank holding company that operates First National Community Bank in Pennsylvania. The First National Community Bancorp Dividend Reinvestment Plan offers a poor holding vehicle for your First National Community Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First National Community Bancorp shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FNCB investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 1 share to enroll

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			100 Shares
Purchases
Minimum purchase			$50
Maximum purchase			$5,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			$10.00
Company Web Site			https://www.mfbank.com
Additional Plan Information			Agent Site

First M & F Corporation DRIP Details:
First M&F Corporation is a bank holding company that operates M&F Bank in Tennessee, Alabama, and Florida. The First M&F Dividend Reinvestment Plan offers a poor holding vehicle for your M & F Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First M&F Corporation shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FMFC investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 1 share to enroll

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			25 Shares
Purchases
Minimum purchase			$100
Maximum purchase			$2,500
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			$5.00
Company Web Site			http://www.firstkeystonecommunity.com
Additional Plan Information			Agent Site

First Keystone Corporation DRIP Details:
First Keystone Corporation is a bank holding company that operates First Keystone Community Bank in Pennsylvania. The First Keystone Corp Dividend Reinvestment Plan offers a poor holding vehicle for your First Keystone Community Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First Keystone shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FKYS investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Below average stock sales fee
Cons:
Requires 1 share to enroll

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			$50
Maximum purchase			$5,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			$15.00
Company Web Site			http://www.ffsbky.com
Additional Plan Information			Agent Site

First Financial Service Corporation DRIP Details:
First Financial Service Corporation is a bank holding company that operates First Federal Savings Bank in Kentucky and Indiana. The First Federal Service Corp Dividend Reinvestment Plan offers a poor holding vehicle for your First Federal Savings Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First Federal Service Corporation shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FFKY investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Cons:
Requires 1 share to enroll
Above average stock sales fee

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			$100
Maximum purchase			$5,000
Fees
Account Setup Fee			None
Automatic Investment Fee			None
Optional Cash Purchase			None
Reinvestment Fee			None
Sale Fee			Varies
Company Web Site			http://www.firstcommunitysc.com
Additional Plan Information			Agent Site

First Community Corporation DRIP Details:
First Community Corporation is a bank holding company that operates First Community Bank in South Carolina. The First Community Corporation Dividend Reinvestment Plan offers a poor holding vehicle for your First Community Corporation investment as it requires at least 1 share to enroll. For investors who don’t already own First Community Bank shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FCCO investment.
Pros:
No account setup fees
No dividend reinvestment fees
No investment fees
Up to a 3% discount on share purchased in plan
Cons:
Requires 1 share to enroll