First Pactrust Bancorp Inc (FPTB) DRIP

DRIP Plan Highlights
Enrollment
Please note: This DRIP does not allow initial investments by non-shareholders. Only existing shareholders may enroll in this DRIP.
Minimum shares required to enroll			1 Share
Purchases
Minimum purchase			N/A
Maximum purchase			N/A
Fees
Account Setup Fee			None
Automatic Investment Fee			N/A
Optional Cash Purchase			N/A
Reinvestment Fee			None
Sale Fee			$15.00
Company Web Site			http://www.firstpactrustbancorp.com
Additional Plan Information			Agent Site

First Pactrust Bancorp Inc DRIP Details:
First Pactrust Bancorp is a unitary thrift holding company that operates Pacific Trust Bank in California. The First Pactrust Bancorp Dividend Reinvestment Plan offers a poor holding vehicle for your Pacific Trust Bank investment as it requires at least 1 share to enroll. For investors who don’t already own First Pactrust Bancorp shares, a low cost brokerage such as Sharebuilder would most likely be your lowest cost holding vehicle for your FPTB investment.
Pros:
No account setup fees
No dividend reinvestment fees
Up to 5% discount on shares purchased
Cons:
Requires 1 share to enroll
Does not allow for additional investments in plan beyond dividend reinvestments